Our Company

A leading lender in the prime property sector

ABOUT CENTURY CAPITAL

London’s prime property market is Century Capital’s domain. Our team’s unrivalled expertise ensures that we deliver the best possible financial solution, tailor-made for you, in the shortest possible time.


We move fast, we’re nimble and we’re flexible. This gives us the edge over our competitors. No matter your needs, we can help.

Timeline
Early 2012
EARLY 2012
Century Capital is born, drawing on the success of Omni Capital, a partnership between Century Capital’s CEO Paul Munford and developer Christian Candy.
 


With Paul’s widespread network and 20 years of expertise as CEO of MCIFA, a successful family office and brokerage, Century’s client base begins to grow, offering borrowers in the prime property market, a quick and efficient alternative to traditional mainstream lenders.
Late 2012
LATE 2012
Century continues to grow, developing their status as one of London’s prime lenders. Each loan is based on the quality of the underlying asset and credibility of the ultimate repayment strategy; a stark contrast to the inconvenient and often difficult pre-funding requirements of mainstream UK lenders.
2014
2014
Century Capital agrees its first major funding line with a UK hedge fund. Now, Century Capital has greater lending, allowing the business to grow and the team to expand.
2015
2015
Recognition as one of Spear’s magazine’s Top 5 Trusted financiers further boosts Century Capital’s reputation.
2016
2016
Century more than doubles its lending capacity, whilst expanding its product offering, thanks to a financial backer.
A second fundraise is also completed after backing from One Savings Bank and a High Net Worth private investors’ fund.
Lower rates and longer-term lending also ensure Century Capital raises the bar on prime property finance.
2017
2017
Century Capital completes its largest deal to date, secured against a £30 million London townhouse. This sets a new standard for Century Capital who consciously start to emphasise larger ticket loans and lending on larger single assets, focusing on HNWs and entrepreneurs with a strong asset balance sheet but a lack of short-term liquidity.
2018
2018
This year sees Century Capital hit an important landmark, completing an impressive £150 million of lending.
Early 2020
EARLY 2020
With the expansion of Century Capital’s management team, recruiting Ian Axe as Non-Executive Chairman and Simon Golesworthy as Group Financial Director, comes an increase in cash flow thanks to new funding lines.
2020
2020
Throughout the Covid-19 pandemic, Century Capital continues to deliver on all agreed funding. The doors stay open, despite the global storm.
2021
2021
Despite the pandemic, Century Capital surpasses £300 million of lending, whilst proudly maintaining zero capital losses and a negligible default ratio within an ever-growing portfolio.
Late 2021
LATE 2021
Century Capital secures two new funding lines- from a multi-billion-dollar US credit fund and a new facility from a UK challenger bank, providing an additional £250 million lending capacity.
2022
2022
Having focused primarily on bridging loans over the last decade, Century Capital’s huge growth over the last year now allows them to diversify their product range, with a move to funding more development projects.
Century Capital now completes a number of loans against prime developments in areas such as the Cotswolds.
2023
2023
Century Capital celebrates a record-breaking week with completions totalling an astounding £32.5 million. These deals included a prime central London house, two boutique hotels in West London, a country manor house and a commercial investment in the City. This huge achievement comes after Century Capital’s £100 million fund raise with Natwest just weeks prior.

Meet the team

Our dedicated prime property specialists

Paul Munford

CEO and founder

A leading real estate financier for over 30 years, Paul has in-depth knowledge of the real estate finance sector across residential and commercial markets.

Luke Navin

Head of Lending

Luke heads up the lending team at Century, maintaining a highly hands-on role in day-to-day business and personally managing relationships with some of our key clients.

Ian Axe

Non Executive Chairman

With over 25 years of capital markets experience across Investment Banking, Wealth, Asset Management and Market Infrastructure, Ian has held a number of senior executive positions including Group CEO of Panmure Gordon, Group CEO LCH.

Simon Golesworthy

Chief Financial Officer

Simon is responsible for providing leadership and direction to the finance function and supporting delivery of the strategic plan at Century Capital.

Our pillars

Why choose us? At Century Capital, we know what sets us apart…

Fast results

Speed gives us the edge on our competitors; we process and complete applications in just 4 to 5 business days by removing complicated, and often unnecessary admin.

We’ll make the entire process as seamless as possible, giving you one less thing to worry about.

Ultra Bespoke Finance

No matter how complex or challenging your situation may seem, we’ll stop at nothing to ensure your tailor-made, short-term finance, can be delivered in a matter of days.

Flexibility helps us stand out. As does the superior knowledge of both our in-house team and legal advisors who will ensure that any potential obstacles don’t hold deals up.

Strong Customer Loyalty

There’s a reason why our customers choose us time and time again. Because whilst we’re friendly, fair and supportive, we also leave no stone unturned in ensuring that every single customer is delivered the best possible financial solution to help meet their goals.

Familiarity breeds trust; our clients know they can continually depend on us.

Unrivalled expertise

Knowledge is power, and thanks to our strong roots in London’s high-end real estate, we have built a team - in-house and externally - who know everything there is to know about the market.

No Maximum Loan

We recognise our customers’ needs and we understand how costly the London market can be.

At Century Capital, we have zero cap on our lending capability.

Fancy joining a fast-paced, fun and friendly team? We’re always on the lookout for motivated, agile and collaborative team members. Drop us a line and let’s chat…

testimonials

Don’t just take our word for it…

We pride ourselves on not only attracting new clientele, but also working with past clients, who continually return to Century Capital knowing they’ll receive a high level of professionalism, knowledge and flexibility, as well as fast delivery of the funds they need.

More Testimonials

It takes no more than 24 hours to get a response from Century and our clients like quick responses because in these markets we need to move fast. I can always rely on Century to issue terms very quickly. If there’s a problem, they come back quickly with questions and we can work around those. There are very quick, which is key.

James Palmer – Associate Director
LDN Finance

I’ve always found that Century Capital really understand my clients. We work with them knowing they can get the deal done. They are discreet and understand client sensitivities.

Siobhan Barney – CEO
One Hundred Knightsbridge

I love it when a plan comes together. My clients are delighted, Rebecca and the Century team really delivered and were super commercial in their offer and worked at an impressive pace.

Chris Field – Head of Care & Hospitality
Sirius Property Finance